The State of the Loss Draft Industry

An anonymized, data-driven look at how mortgage servicers are processing insurance loss draft checks today — and where the leaders are pulling ahead on speed, cost, and compliance.

• Turnaround benchmarks — median days from check receipt to homeowner disbursement, across servicer cohorts.
• Cost-to-process analysis — fully loaded operational cost per loss draft check.
• Compliance & risk exposure — where manual workflows create regulatory and float risk.